Bankwell Financial Valuation
| BWFG Stock | USD 48.51 0.33 0.68% |
At this time, the firm appears to be fairly valued. Bankwell Financial shows a prevailing Real Value of $50.09 per share. The current price of the firm is $48.51. Our model approximates the value of Bankwell Financial from analyzing the firm fundamentals such as Profit Margin of 0.33 %, return on equity of 0.12, and Current Valuation of 326.51 M as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Bankwell Financial's valuation include:
Fairly Valued
Today
Please note that Bankwell Financial's price fluctuation is very steady at this time. Calculation of the real value of Bankwell Financial is based on 3 months time horizon. Increasing Bankwell Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Bankwell stock is determined by what a typical buyer is willing to pay for full or partial control of Bankwell Financial Group. Since Bankwell Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Bankwell Stock. However, Bankwell Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 48.51 | Real 50.09 | Target 52.0 | Hype 48.65 | Naive 46.71 |
The real value of Bankwell Stock, also known as its intrinsic value, is the underlying worth of Bankwell Financial Company, which is reflected in its stock price. It is based on Bankwell Financial's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Bankwell Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of Bankwell Financial Group helps investors to forecast how Bankwell stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Bankwell Financial more accurately as focusing exclusively on Bankwell Financial's fundamentals will not take into account other important factors: When choosing an evaluation method for Bankwell Financial, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using all methods to arrive at a better estimate.
Bankwell Financial Cash |
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Bankwell Financial Total Value Analysis
Bankwell Financial Group is currently forecasted to have valuation of 326.51 M with market capitalization of 380.62 M, debt of 179.7 M, and cash on hands of 178.33 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Bankwell Financial fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
326.51 M | 380.62 M | 179.7 M | 178.33 M |
Bankwell Financial Investor Information
About 15.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 1.28. Some equities with similar Price to Book (P/B) outperform the market in the long run. Bankwell Financial last dividend was issued on the 10th of February 2026. Bankwell Financial Group is doing better financially today then in previous quarter. It has a moderate probability of reporting better financial numbers in March.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.14 | 0.2335 |
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Bankwell Financial Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Bankwell Financial has an asset utilization ratio of 6.18 percent. This implies that the Company is making $0.0618 for each dollar of assets. An increasing asset utilization means that Bankwell Financial Group is more efficient with each dollar of assets it utilizes for everyday operations.Bankwell Financial Profitability Analysis
Taking into consideration Bankwell Financial's profitability measurements, Bankwell Financial's profitability may be sliding down. It has an above-average probability of reporting lower numbers next quarter. Profitability indicators assess Bankwell Financial's ability to earn profits and add value for shareholders.Net Income | First Reported 2004-03-31 | Previous Quarter 10.1 M | Current Value 9.1 M | Quarterly Volatility 3.2 M |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Gross Profit Margin | 0.78 | 0.5165 |
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| Operating Profit Margin | 0.14 | 0.2335 |
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| Pretax Profit Margin | 0.14 | 0.2335 |
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For Bankwell Financial profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Bankwell Financial to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Bankwell Financial utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Bankwell Financial's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Bankwell Financial over time as well as its relative position and ranking within its peers.
Bankwell Financial Earnings per Share Projection vs Actual
The next projected EPS of Bankwell Financial is estimated to be 1.23 with future projections ranging from a low of 1.19 to a high of 1.29. Bankwell Financial's most recent 12-month trailing earnings per share (EPS TTM) is at 4.45. Please be aware that the consensus of earnings estimates for Bankwell Financial Group is based on EPS before non-recurring items and includes expenses related to employee stock options.Bankwell Financial Earnings Estimation Breakdown
The calculation of Bankwell Financial's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Bankwell Financial is estimated to be 1.23 with the future projection ranging from a low of 1.19 to a high of 1.29. Please be aware that this consensus of annual earnings estimates for Bankwell Financial Group is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
1.19 Lowest | Expected EPS | 1.29 Highest |
Bankwell Financial Earnings Projection Consensus
Suppose the current estimates of Bankwell Financial's value are higher than the current market price of the Bankwell Financial stock. In this case, investors may conclude that Bankwell Financial is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Bankwell Financial's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 31st of March 2026 | Current EPS (TTM) | |
| 3 | 64.43% | 1.15 | 1.23 | 4.45 |
Bankwell Financial Ownership Allocation
The market capitalization of Bankwell Financial is $380.62 Million. Over half of Bankwell Financial's outstanding shares are owned by other corporate entities. These other corporate entities are typically referred to as corporate investors that acquire positions in a given instrument to benefit from reduced trade commissions. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.Bankwell Financial Profitability Analysis
The company reported the previous year's revenue of 207.72 M. Net Income was 9.77 M with profit before overhead, payroll, taxes, and interest of 107.28 M.Bankwell Financial Past Distributions to stockholders
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| 21st of November 2025 | ||
| 22nd of August 2025 | ||
| 20th of May 2025 | ||
| 21st of February 2025 | ||
| 22nd of November 2024 | ||
| 23rd of August 2024 | ||
| 21st of May 2024 | ||
| 23rd of February 2024 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Bankwell Financial's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Bankwell Financial and how it compares across the competition.
About Bankwell Financial Valuation
The stock valuation mechanism determines Bankwell Financial's current worth on a weekly basis. Our valuation model uses a comparative analysis of Bankwell Financial. We calculate exposure to Bankwell Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Bankwell Financial's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 107.3 M | 112.6 M | |
| Pretax Profit Margin | 0.23 | 0.14 | |
| Operating Profit Margin | 0.23 | 0.14 | |
| Net Profit Margin | 0.17 | 0.09 | |
| Gross Profit Margin | 0.52 | 0.78 |
A single share of Bankwell Financial represents a small ownership stake in the entity. As a stockholder of Bankwell, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Bankwell Financial Dividends Analysis For Valuation
The Bankwell Financial's current Dividends Paid is estimated to increase to about (5.4 M). The current Dividend Yield is estimated to decrease to 0.01. At this time, Bankwell Financial's Earning Assets are most likely to increase significantly in the upcoming years. The Bankwell Financial's current Earnings Yield is estimated to increase to 0.10, while Price Earnings To Growth Ratio is projected to decrease to 0.04.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | -5.7 M | -5.4 M | |
| Dividend Yield | 0.02 | 0.01 | |
| Dividend Payout Ratio | 0.18 | 0.16 | |
| Dividend Paid And Capex Coverage Ratio | 3.91 | 3.34 |
There are various types of dividends Bankwell Financial can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Bankwell shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Bankwell Financial Group directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Bankwell pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Bankwell Financial by the value of the dividends paid out.
Bankwell Financial Growth Indicators
Investing in growth stocks can be very risky. If the company such as Bankwell Financial does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 7.8 M | |
| Quarterly Earnings Growth Y O Y | 2.098 | |
| Forward Price Earnings | 8.1367 |
Bankwell Financial Current Valuation Indicators
Valuation refers to the process of determining the present value of Bankwell Financial Group and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Bankwell we look at many different elements of the entity such as Bankwell's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Bankwell Financial, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Bankwell Financial's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Bankwell Financial's worth.Complementary Tools for Bankwell Stock analysis
When running Bankwell Financial's price analysis, check to measure Bankwell Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Bankwell Financial is operating at the current time. Most of Bankwell Financial's value examination focuses on studying past and present price action to predict the probability of Bankwell Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Bankwell Financial's price. Additionally, you may evaluate how the addition of Bankwell Financial to your portfolios can decrease your overall portfolio volatility.
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